Aadhar Housing Finance Receives ‘IND AA+’ Rating Upgrade with Stable Outlook from India Ratings
Upgrade reflects Aadhar’s strong position in low-income housing finance, capitalisation and diversified funding profile Mumbai, 1st Sept 2026: Aadhar Housing Finance Limited, one of India’s leading housing finance companies focused on the low-income housing segment, has announced that India Ratings and Research (Ind-Ra) has upgraded the ratings on its debt instruments and bank loan facilities to ‘IND AA+/Stable’ from ‘IND AA/Positive’. India Ratings is the second rating agency who has upgraded Aadhar’s credit rating to AA+/Stable after CARE. The upgrade reflects the company’s sustained expansion, stable asset quality, strong profitability and adequate capitalisation. The rating agency highlighted Aadhar’s established position in the affordable housing finance segment, geographically diversified operations, diversified funding profile and experienced management team. Ind-Ra also noted the company’s resilience across economic cycles and its ability to maintain healthy operatin...