SPIRIT OF MUMBAI

India’s leading financial services platform Paytm is now empowering feature phone users to recharge for their Vodafone Idea numbers with just a valid UPI ID. Along with the telecom major and National Payments Corporation of India (NPCI) to extend this service throughout the country. The move would help crore of citizens who mostly use feature mobile phones to now top up their numbers without having the need to visit physical stores. The company added said that there is no need to have a mobile-internet data facility and non-Paytm app users can also easily avail of this service. Paytm said that this service is based on the NPCI’s innovative payment service *99# which works on the Unstructured Supplementary Service Data (USSD) channel. This service allows mobile banking transactions using basic feature phones without the need of having a mobile internet data facility for using USSD based banking. It is envisioned at the financial inclusion of the underbanked in main...

Once upon a time in Mumbai, while travelling in a office hour-rushed local, we had an ironic epiphany. An epiphany was that , we had the Celebrity among us , who had possessed The Credit card. An irony was that , we discovered her Celebrity status only after she declared that she had lost that Credit Card. Rather confusing, is not it ?.  Let's take it bit by bit, cause that's how Electronics = E-Payments works in bits of 0 and 1. In those days of manual banking, Internet was LUXURY, which could be afforded by a chosen few.  Naturally E-banking, online transactions were rare like crystal clear Air. Very few elites possessed Debit , Credit , ATM cards and it was sort of status symbol to flaunt. Now in the era of Demonetization , transparency and E-currency CARDS are necessary and easily available. But the Million Dollar question is , how and which card to select ? The answer is Simple and Sure fire. India is the largest & thriving democracy in the world. Our democra...

Once upon a time in Mumbai, while travelling in a office hour-rushed local, we had an ironic epiphany. An epiphany was that , we had the Celebrity among us , who had possessed The Credit card. An irony was that , we discovered her Celebrity status only after she declared that she had lost that Credit Card. Rather confusing, is not it ?.  Let's take it bit by bit, cause that's how Electronics = E-Payments works in bits of 0 and 1. In those days of manual banking, Internet was LUXURY, which could be afforded by a chosen few.  Naturally E-banking, online transactions were rare like crystal clear Air. Very few elites possessed Debit , Credit , ATM cards and it was sort of status symbol to flaunt. Now in the era of Demonetization , transparency and E-currency CARDS are necessary and easily available. But the Million Dollar question is , how and which card to select ? The answer is Simple and Sure fire. India is the largest & thriving democracy in the world. Our de...