Tuesday, August 16, 2022

Bank of Baroda launches Baroda Tiranga Deposits

A special Domestic Retail Term Deposit scheme offering attractive interest rates of 5.75% p.a. for 444 days and 6.00% p.a. for 555 days 

Senior Citizens get additional interest rate of 0.50% p.a.

0.15% extra for Non-Callable Deposits

Mumbai, August 16, 2022: Bank of Baroda (Bank), one of India’s leading public sector banks, today announced the launch of the Baroda Tiranga Deposit Scheme, a special term deposit product offering higher interest rates. The Baroda Tiranga Deposits are available in two tenor buckets – offering interest rates of 5.75% p.a. for 444 days and 6.00% p.a. for 555 days. The scheme opens on 16th August up till 31st December, 2022 and is applicable on retail deposits below Rs 2 crore.

Further, senior citizens will earn an additional interest rate of 0.50% p.a., while Non-Callable Deposits will get 0.15% p.a. extra. 

Baroda Tiranga Deposit Scheme w.e.f. 16.08.2022

Callable Non-Callable

Tenors General/NRE/NRO Senior Citizens General/NRE/NRO Senior Citizens

444 days 5.75% p.a. 6.25% p.a. 5.90% p.a.

(5.75 + 0.15) 6.40% p.a.

(5.75 + 0.15 + 0.50)

555 days 6.00% p.a. 6.50% p.a. 6.15% p.a.

(6.00 + 0.15) 6.65% p.a.

(6.00 + 0.15 + 0.50)

Shri Ajay K. Khurana, Executive Director, Bank of Baroda said, “As India marks 75 years of independence, we are delighted to give consumers one more reason to celebrate. The Baroda Tiranga Deposit Scheme offers a higher rate of interest and the flexibility to choose from two tenures, backed by one of India’s leading and most trusted banks.”

Bank of Baroda customers can use bob World to open an online FD through Mobile. 

About Bank of Baroda

Founded on 20th July, 1908 by Sir Maharaja Sayajirao Gaekwad III, Bank of Baroda is one of the leading commercial banks in India. At 63.97% stake, it is majorly owned by the Government of India. The Bank serves its global customer base of over 150 million through over 46,000 touchpoints spread across 17 countries in five continents. Through Its state-of-the-art digital banking platforms, it provides all banking products and services in a seamless and hassle-free manner. The recently launched bob World mobile app provides customers with a saving, investing, borrowing, and shopping experience, all under one single app. The app also serves non-customers by enabling account opening through video KYC. The Bank’s vision matches its diverse clientele base and instills a sense of trust and security. It is moving well in that direction and bob World is a testimony of its roadmap towards Digital Transformation.

· Visit us at www.bankofbaroda.in 

· Facebook https://www.facebook.com/bankofbaroda/

· Twitter https://twitter.com/bankofbaroda

· Instagram https://www.instagram.com/officialbankofbaroda/

· YouTube https://www.youtube.com/channel/UCdf14FHPLt7omkE9CmyrVHA 

· LinkedIn https://www.linkedin.com/company/bankofbaroda/

India’s legendary Fitness Icon Milind Soman has embarked on his solo barefoot run, the 2nd edition of the Unity Run from Jhansi to Delhi this morning at 7 am from Jhansi Fort…


He will cover the distance of 450 kms from Jhansi Fort, Uttar Pradesh to Red Fort, Delhi in 8 days from 15th August to 22nd August…


Milind is running The Unity Run to promote unity, peace, and harmony to celebrate India’s 75th Independence Day, Aazadi ka Amrit Mahotsav. The first edition of Unity Run was from Mumbai to Statue of Unity, Kevadia. 

Milind will be running across

5 states: Uttar Pradesh, Madhya Pradesh, Rajasthan, Haryana and Delhi…

He has already crossed 45 kms since morning and will be concluding Day 1 with 55 kms. 

Milind will be running through historical landmarks and cities in these states like: Jhansi Fort, Chitrakoot, Gwalior Fort, Vrindavan, Agra and more.


Union Bank of India is the  presenting sponsor, Shaaimu India as fitness partner, JK Tyre as ‘Total Control’ partner and Alkem as Health Partner.

Monday, August 15, 2022

Indian healthcare remarkable progress at 75..needs to do more


How India's National Digital Health Mission Is Set To Revolutionize  Healthcare



·         Life expectancy rose to ~70 years from 33 years

·         Infant mortality dropped from ~200 per 1000 to 27 per 1000

·         Maternal mortality that was nearly 2000 per 100,000 came down to ~100 per 100,000

·         Eradication of smallpox and polio stands out as the single greatest achievement

·         Doctors increased from ~60,000 in the 1950s to ~18 lakhs

·         Ramped up the production of personal protection equipment and COVID testing infrastructure

·         Ayushman Bharat mission are aimed at improving financial protection for nearly 500 million people under Pradhan Mantri Jan Arogya Yojana (PM-JAY),


By 2047 when India reaches 100 years of Independence we want


·         People to live long, healthy lives

·         To control our population disease burden and eliminate preventable premature death

·         We want everyone access safe and effective care when they want, where they want, and how they want.

·         No one should face financial hardships in accessing healthcare


Says Dr. Krishna Reddy Nallamalla, President, InOrder Regional Director, South Asia, ACCESS Health International


1947 to present: A remarkable journey


Healthcare in India has come a long way over the past 75 years. Core health indicators then and now tell us the journey India has made thus far. Life expectancy rose to ~70 years from 33 years; Infant mortality dropped from ~200 per 1000 to 27 per 1000; maternal mortality that was nearly 2000 per 100,000 came down to ~100 per 100,000. Institutional births rose to 89% from 39% in the last 15 years. Eradication of smallpox and polio stands out as the single greatest achievement. Doctors increased from ~60,000 in the 1950s to ~18 lakhs (~13 lakhs allopathic and ~5 lakh AYUSH doctors); nurses increased from 16,500 to 35 lakhs during the same period. Nearly 13 lakh ASHA workers connect communities to primary health care services across rural India.


Waiting times to access healthcare services are much shorter in India than in many advanced countries despite the lower health workforce or beds to population ratio. Indian pharma and vaccine industry not only meet the domestic needs but accounts for supplies in many countries. The remarkable turnaround in supplies of personal protection equipment, ventilators, PCR, and rapid antigen tests and vaccines during COIVD-19 is a testimony to the resilience of India’s healthcare industry.


A lag in progress compared to other countries


Despite the progress, India ranks lower in many health indicators compared to countries that gained independence at the same time. We have wide disparities between states, between genders, between rural and urban people, between castes, between the educated and the uneducated, and between formal and informal labor. We account for 15% of global maternal deaths and ~27% of global tuberculosis cases. 43 percent of our children continue to be undernourished and ~20% continue to be vulnerable to diseases because of no or incomplete vaccination. The sex ratio at 935 females to 1000 males places us at 192nd position in country rankings. Our public health expenditure at ~1.2% of GDP is one of the lowest in the world. Though out-of-pocket expenditure as a percentage of total health expenditure has declined from 62.4% in 2014 to 48.8% as per a recent study, it continues to cause financial hardships to many low- and middle-income families. Despite the progress, our health workforce and health infrastructure are grossly inadequate to meet the healthcare needs of people as per the growing disease burden.



India’s resilience in the face of the devastating COVID-19 pandemic


Despite weak and fragile health systems, we, as a nation, displayed courage and resilience in absorbing the health shock imposed by the pandemic. The innovative and entrepreneurial spirit of India was evident in the way we ramped up the production of personal protection equipment and COVID testing infrastructure, the way we developed, produced, and administered our own vaccines, and the way we even supported other countries in accessing essential drugs and disposables, the way we used telemedicine to reach people, the way community health workers connected with rural people, and the way people had access to enough food to eat. The rapid recovery of our economy is a testimony to our ability to absorb shocks and recover from them.


The need to make our health systems stronger and more resilient


We still do not know how many excess deaths India really had over the last two and half years, how many children missed their vaccines, how many people missed their dialysis, how many with cancer, tuberculosis, HIV, etc., missed their drugs, how many people suffered heart and brain strokes at home, how many could not deliver in the institutions, how many lost their jobs, and how many were pushed into debts and poverty. We should know and face the truth so that we introspect sincerely to understand our strengths and weaknesses, learn from our mistakes, and build back our fragile health systems into stronger and more resilient ones.    


Will our current health missions move us towards the goal of ‘Swasth Bharat’ and ‘Ayushman Bharat’?


The National Health Policy 2017 has outlined a road map towards transforming India into a healthy nation with long lives. The establishment of the National Medical Council to drive reforms in medical education, passing of the bill on allied health professionals, setting up of AIIMS in each state, and a medical college in each district, and common entrance and exit examinations to improve transparency and quality are some of the measures at strengthening human resources for health.


Programs launched under the Ayushman Bharat mission are aimed at improving financial protection for nearly 500 million people under Pradhan Mantri Jan Arogya Yojana (PM-JAY), strengthening comprehensive primary health care by upgrading subcenters and PHCs into 150,000 health and wellness clinics, building a unique national digital health architecture to drive transformation across health systems under Ayushman Bharat Digital Mission (ABDM), and strengthening healthcare and public health infrastructure to face future health shocks under Ayushman Bharat Health Infrastructure Mission (ABHIM).


There are many vertical programs directed at child nutrition; mother, neonate, child, and adolescent health; communicable diseases like tuberculosis, leprosy, HIV, vector-borne diseases, hepatitis, antimicrobial resistance, etc.; vaccination; non-communicable diseases like cardiovascular, respiratory, neurological, renal diseases and cancers; mental health, elder care, palliative care. While these programs have achieved significant gains, there is still potential to make them more efficient, integrated, and effective.


Initiatives to improve economic and social development and welfare have a significant impact on the health status of populations. Programs that aim to deliver clean drinking water to every household (Jal Shakti), clean cooking gas to prevent indoor pollution (Ujjwala), improve general sanitation and hygiene (Swatch Bharat), portable ration card system to access subsidized food items, clean energy to reduce environmental pollution, financial inclusivity through Jan Dhan accounts to receive social benefits, digital inclusivity under Digital India mission, improving wellness through Fit India and Eat Healthy India program, etc., have a significant impact on health status and longevity of people. The so-called social determinants of health account for three-fourths of the increase in longevity of life.


We can definitely advance in our journey towards the goals of Swasth Bharat and Ayushman Bharat If India can implement all above-mentioned programs in efficient, coordinated, and effective ways. It needs the participation of all the health system stakeholders – governments, non-government, private industry, civil society organizations, and people in a collaborative spirit towards a shared purpose of “Heallth for All” syas Says Dr. Krishna Reddy Nallamalla, President, InOrder Regional Director, South Asia, ACCESS Health International



Where do we want to be by 2047 – 100th anniversary of our precious independence?


1.     We want people to live long, healthy lives

2.     We want to control our population disease burden and eliminate preventable premature deaths

3.     We want everyone, irrespective of age, gender, caste, religion, education, employment, or place of living to access safe and effective care when they want, where they want, and how they want.

4.     We want to ensure that no one should face financial hardships in accessing healthcare

5.     We want to secure people against future health shocks from infections, wars, climate changes, financial recessions & depressions, bioterrorism, biohazard etc.       

Dr. Krishna Reddy Nallamalla,

Regional Director, South Asia, ACCESS Health International

Friday, August 12, 2022

International Friendship Day celebrated at Mumbai GPO on 30th July, 2022 with a Postcrossing meet-up

On the occasion international youth day, Maharashtra Postal Circle released a Special cancellation, a pack of Picture Postcards on the theme saluting the youth icons of Maharashtra and Goa.

 The Chief guest for the event was a Arjuna Awardee Smt. Lalita Babar.

 Speaking on the occasion Chief Postmaster General, Smt. Veena Srinivas, emphasized that nurturing the youth icons is vital for creating social capital in todays globalized world. Shri Amitabh Singh, Postmaster General (Mails and BD), Maharashtra Circle stated that Youth is the future of our nation and honouring the youth icons creates new opinion makers in the society. 

Smt Lalita Babar spoke about the importance of sports in keeping up with a healthy life style

4 offbeat things you can do this Raksha Bandhan to make it super special for your sibling

  1. Get creative with your Rakhi Thali

When you think of Raksha Bandhan usually Indian sweets come to mind. But I am sure your younger siblings completely dread that. This year combine the two and create a Rakhi thali which includes a combination of mithai and chocolates. Much loved brand, Snickers recently launched a unique flavour - SNICKERS® Kesar Pista which makes for a perfect addition to your Rakhi thali!

See the source image


  1. Help tick off something on his / her bucket list with an all-inclusive getaway!

Who doesn’t love travel – and better so, who doesn’t love gifts that involve travel? Is your sibling an adventure lover? Do they like to go on hikes? Or are they beach bums? Well, Airbnb has got you covered. Instead of giving a conventional gift – take your sibling on a spontaneous getaway to the hills.

Villa in the hills

Manali, Himachal Pradesh

Set against the backdrop of the river Beas, the   breathtaking mountains, and lush green lawns, this stay is perfect for a short holiday in Manali. This five-bedroom, two-storey, minimalistic stay is great for taking some time off, stepping away from the daily hustle, and celebrating this holiday with your entire family. If you and your sibling are looking for some outdoor activity, head out for a hike up the Jogni Waterfalls, take a helicopter ride, or simply enjoy peaceful walks around the area.




  1. Pamper your sibling with a box of assorted chocolates which includes chocolates for all their moods!

From days spent fighting over who gets a larger piece of the chocolate mom gave, to hiding your share somewhere safely in the house so your brother didn’t get his hands on it – every sibling duo can relate to these situations! With the Mars Wrigley Medley hamper there’s more than enough for both siblings to share, and it includes chocolates for every mood. Choose SNICKERS® to curb hunger pangs, GALAXY® to indulge in pleasure, M&Ms® to unlock your mischievous side, BOUNTY® to be teleported to a tropical beach, TWIX® to make your coffee taste better, and MARS® to satisfy your caramel cravings!  But what’s better? This box of delicious chocolates can also double down and make way for a new sibling tradition. Use them to challenge your sibling to a bake off where each of you can make a dessert using your favorite chocolate. And if you are looking for inspiration and need a recipe, check out these Snickers Crepe Cake.


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  1. Bond over your sibling’s favourite meal!

Whether it is fighting over who gets the last leg piece or splitting portions equally, sharing food with your siblings is always a bone of contention. But not with KFC’s Special 15 Ultimate Savings Bucket. Celebrate a bountiful Raksha Bandhan with this value offer which includes 4 Hot & Crispy, 4 Boneless strips, 4 Hot Wings, 3 Dips and 2 Pepsi and save upto 33% off. But that’s not just it. This offer comes with a beautiful and vibrant limited-edition bucket. With this, sort your Raksha Bandhan dinner plans – order in through the KFC app or visit a nearby KFC restaurant to enjoy your special day together



upGrad concludes a valedictorian ceremony for 1200+ learners with IMT Ghaziabad

Mumbai, 12 August 2022: Known for recording career milestones for its learners, upGrad Asia’s higher edtech major recently hosted yet another virtual valedictorian ceremony for over 1200 learners who have completed the Post Graduate Program in Management with IMT Ghaziabad. The program was powered by upGrad.

Gracing the event with their presence were Sumit Mathur - CMO, Kellogg India and Sethunathan L - CMO, JSW Cement who joined as the chief guests, along with Prof. Vishal Talwar, Prof Puja Aggarwal Gulati, and Prof. Sapna Popli from IMT Ghaziabad. 


‘Happy to be part of the valedictory ceremony of five batches of the certificate program in collaboration with upGrad. Online learning has been such a leveller in enabling students to continue upgrading their knowledge despite pandemic-induced challenges and giving flexibility to learn without compromising on their jobs. We congratulate the learners for successfully completing the program and best wishes for their future roles. These learners are now ready to take up the contem,” said Dr Talwar, Director-IMT Ghaziabad. 

The 11-month online program comes with a value-add for professionals wherein they get a chance to earn credits for a Global MBA Degree with Top B-Schools from UK & Australia, that can be used later for continuing their LifeLongLearning journey. Marking another successful Valedictorian ceremony of 2022, upGrad bid the learners farewell in style with live performance by Maati Baani. 

Sumit Mathur - CMO, Kellogg India referred to upskilling as a needle mover, and said, “As automation, AI, and new job models reconfigure the business world, lifelong learning has become accepted as an economic imperative. Eighty percent of CEOs now believe the need for new skills is their biggest business challenge. Learning in the flow of work is a new idea, as it aligns with the industry standards and with people/stakeholders involved. While the curriculum will give you some interesting domain knowledge, there are other practical measures, more on the side of enhancing soft skills would also include Practice metacognition and mindfulness.”

Commenting on the development, Arjun Mohan, CEO - India, upGrad said, “upGrad is committed to bridge the gap through its high-engagement learning modules that offers an industry-like atmosphere for professionals to grow and excel. It’s not just about creating pedagogy but the real ROI is to see our learners complete the program and attain tangible career results. We are  excited to have a university partner like IMT Ghaziabad who’s equally bullish for creating an all-immersive ecosystem for its learners, thereby also creating a wider acceptance for millions who doubted the efficacy of online education a couple of years back.”

JICA Celebrates 75 Triumphant Years of India’s Independence

~ JICA envisions to accelerate India’s development journey as it traverses its path to achieving socio-economic growth ~

New Delhi, August 12, 2022: The Japan International Cooperation Agency (JICA) congratulates India on the esteemed occasion of its 76th Independence Day. On the auspicious occasion of India completing its 75 years of independence in the ceremonial year of the 70th anniversary of Japan India diplomatic relations, JICA reiterates its commitment to continuing support to India for building prosperous future of both countries and the global society. 

As the largest and first recipient of Japanese Official Development Assistance (ODA), India has been one of the most important development partner for Japan. Japan's ODA to India started in 1958, and over 6,978 billion Japanese Yen (approximately INR 4,10,493 Crore) in ODA loans have been committed to India for more than 310 public projects across various sectors. In addition to ODA loans JICA has been consistently cooperating with India in achieving its goals of economic growth, poverty alleviation, and environment conservation. Through various forms of assistance such as technical cooperation, concessional loan provision, and grant finance provision, among many others, JICA has made significant headway in facilitating advancement spanning sectors of transport, water, sanitation, energy, forestry, agriculture, health, and education. 

Speaking on the occasion, Mr. SAITO Mitsunori, Chief Representative, JICA India Office said, “I would like to extend my heartfelt congratulations to India on its 76th Independence Day. As one of the world’s largest democracies and developing nations, India has made a place for itself on the global map and Japan stands with the country as it journeys ahead towards a sustainable and stable future. Year 2022 is a special year for us as it marks the 70th anniversary of the establishment of diplomatic relations between Japan and India. I would also like to reaffirm JICA’s continuous support in India achieving socio-economic development. An amalgamation of the combined strength and values of India and Japan has and will further continue to positively impact global society and we are committed to nourishing and reinforcing bilateral economic cooperation between the two countries”.

As is mentioned in “The Confluence of the Two Seas” speech delivered by the former Prime Minister of Japan Mr. ABE Shinzo in the Indian Parliament in 2007, “forest” and “water” have been one of the recurring themes appearing in Japan’s ODA to India.  The people of Japan treasure the forests and cherish the abundant water, and hope strongly that the Indian people will nurture their forests and enable them to thrive and also be able to enjoy the blessings of an abundance of clean water. This concept is imbedded in JICA’s operation and JICA has continuously extended cooperation in this field along with other flagship projects to support socio economic growth of India.

JICA has evolved its support for forestry and natural resource management sector by synergistically incorporating the key takeaways garnered by projects implemented in the past and by flexibly catering to demands with times. Since the start of its assistance to the forestry sector in India in 1991 JICA has supported 32 projects, with 29 state specific projects covering 15 states, which consists of ODA loans of 304 billion Japanese Yen (approximately INR 18,465 Crore). The total area of afforestation activities under JICA supported projects reaches close to 3 million hectares across Gujarat, Haryana, Himachal Pradesh, Karnataka, Tamil Nadu, Nagaland, Odisha, Sikkim, Rajasthan, Uttarakhand, West Bengal, Punjab, Uttar Pradesh, Tripura and Meghalaya.

Japan's support through ODA loan to water and sanitation sector in India is approximately INR 50,000 crores, through 39 ODA Loans, 4 Grant Aids and 12 Technical Cooperation Projects, located in all around the country. With JICA's projects, water supply has reached approximately 30 million people and 15 million people have received access to sanitation. JICA is committed to keep supporting related projects in the future as well for better living conditions. 

The detail information of JICA’s cooperation in Water sector and Forestry sector in booklet format is available in the following JICA website;



As India works towards expanding its prowess in all socio-economic spheres, its partnerships with Japan are set to give a robust boost to its economy and JICA is dedicated towards further promoting friendship and cooperation between the countries. 

About JICA 

Established, by a specific law, as an incorporated administrative institution under the Government of Japan, the Japan International Cooperation Agency (JICA) aims to contribute to the promotion of international cooperation, as a sole Japanese governmental agency in charge of ODA implementation. JICA is the world's largest bilateral donor agency. JICA works as a bridge between Japan and emerging countries, and provides assistance in forms of loan, grant and technical cooperation so that the emerging countries can strengthen their capabilities. 

JICA India Office Web: https://www.jica.go.jp/india/english/index.html 

JICA India Brochure: 


JICA Facebook Page: https://www.facebook.com/jicaindiapr/