SHRIRAM FINANCE LIMITED REVISES FIXED DEPOSIT INTEREST RATES EFFECTIVE JULY 2, 2026

Mumbai: July 1, 2026: Shriram Finance Limited (SFL), the flagship company of the Shriram Group, has announced a revision in interest rates on Fixed Deposits (FDs) across various maturity tenures. The revised rates will be effective from July 2, 2026.

The Fixed Deposits are rated "CRISIL AAA/Stable" by CRISIL Ratings, "[ICRA]AAA (Stable)" by ICRA, "IND AAA/Stable" by India Ratings and Research, and "CARE AAA/Stable" by CARE Ratings.

Revised Interest Rates (Effective July 2, 2026)

Deposits up to Rs. 10 Crore

 

Tenor	Existing Rate p.a.	Revised Rate p.a.
12 months	6.75%	6.85%
15 months (Digital Only)	7.05%	7.10%
18 months – 23 months	7.00%	7.05%
24 months – 35 months	7.05%	7.10%
36 months – 60 months	7.25%	7.50%

 

 

Additional benefits will continue to apply as follows:

• Senior Citizens (aged 60 years or above at the time of deposit/renewal) are eligible for an additional interest of 0.50% p.a.

• Women depositors will receive an additional 0.05% p.a.

• Renewals of matured deposits will attract an additional 0.15% p.a.

Deposits will be accepted in multiples of Rs. 1,000/-, subject to a minimum amount of Rs. 5,000/-.

 

Fixed Investment Plan (FIP) — Revised Rates (Effective July 2, 2026)

 

Tenor	Existing Rate p.a.	Revised Rate p.a.
12 – 23 months	6.75%	6.85%
24 – 35 months	7.05%	7.10%
36 – 48 months	7.25%	7.50%

 

Additional benefits will continue to apply as follows:

• Women depositors will receive an additional 0.05% p.a.
• Other terms and conditions of the Fixed Investment Plan (FIP) shall remain unchanged.

FIP instalment will be accepted in multiples of Rs. 500/- subject to a minimum amount of Rs. 1,000/-.