Health insurance is one of life’s smartest decisions, but few understand what they are getting as since the terms and conditions are often intimidating. However, many insurance companies and third-party aggregators are now making more information available for customers to bust the myths surrounding health insurance. InsuranceDekho clears the air on health insurance to help you make an informed decision while purchasing health insurance plans.
Myth 1: Group Health Insurance Plan is Enough
Corporate plans are beneficial but may not extend coverage to old parents and dependents. They may even come with a co-payment clause. Also, the policy becomes invalid as soon as you quit the job. Hence, a personal health plan for you and your family is essential as it provides cover for a lifetime. Group health insurance can be an add-on to personal health insurance.
Myth 2: Health Insurance Is Meant for Sick People Not Fit People
Do not discount unforeseen incidents such as sudden illnesses or accidents. Anyone at any time can fall sick or be a victim of an accident, the treatment of which can expensive. So, adequate health cover helps.
Myth 3: Health Insurance Is Just For Tax Saving Purposes
Health insurance policy ensures that the insurance company bears your medical bills if you have a medical emergency and are hospitalized. A tax benefit is an added advantage that you get. Do go through the complete policy document carefully to avoid losing out on tax benefits.
Myth 4: Health Insurance needs at least 24-Hour Hospitalization
Insurance companies also provide coverage for daycare procedures that don’t require 24 hours of hospitalization. The procedures include dental treatments, cataract, hernia operation, ligament tear and meniscus tear surgery, joint and bone surgery, chemotherapy and many others. Read health policy brochure carefully to find out which day-care procedures are covered under your policy.
Myth 5: Health Insurance Plans Don’t Cover Pregnancies
Many insurance companies have begun coverage for pregnancies, albeit with certain conditions. This includes a waiting period of a specific duration, coverage valid only for the first pregnancy, and so on. Hence, when searching for an ideal plan for maternity coverage, make sure it provides cover for pregnancies, with or without any conditions.
Myth 6: More Network Hospitals & Day-Care Procedures Mean a Better Policy
An insurer’s network is likely to alter every year, which can result in the removal or addition of hospitals from its list. The same concept applies to day-care procedures. Therefore, it is important to choose a plan as per your health conditions and requirements, not just based on the network hospitals and daycare procedures.
Myth 7: Health Plans Pay Only If You’re Hospitalized
Many surgeries that are daycare procedures, such as cataract operation, kidney stone removal, dental treatments, alternative treatment and OPD treatments are now covered under health policy.
Myth 8: One Can Buy A Health Insurance Plan Just Before A Surgery
Health insurance policies include a clause known as the waiting period. As per this clause, the pre-existing diseases are covered 2-4 years (depending on the plan) after the plan purchased. For this, insurers ask for the medical history of policyholders or let them undergo a pre-policy medical examination to prevents policyholders from getting their claim rejected in future if it is related to the pre-existing ailment.
Myth 9: Smokers Don’t Get Health Insurance Plans
While smokers and alcoholics are at a higher health risk, that doesn’t mean they are ineligible for health insurance. They can buy health insurance by paying a little extra and undergoing strict health examinations. So, despite you are a smoker or alcoholic, you can buy a health insurance policy.
1 comment:
��ARE YOU ABSOLUTELY IN NEED OF THE SERVICES OF A PROFESSIONAL HACKER?(CATCHING A CHEATING SPOUSE[Phone Hack], RECOVERY OF LOST FUNDS, CREDIT SCORE UPGRADE, WEBSITE HACK...)
High prolific information and Priviledges comes rare as i would be sharing with you magnificent insight you wish you heard years before now. As it's been understood that what people don't see, they will never know.
When you wonder “which hacking company should I hire, the first aspect that should concern you is quality. Clearly, you want to embark for services that povides swift response, Thanks to our talented and Astonish Hackers , you are rest assured that your expectations will always be met. You’ll be glad to find out that our services Implies precisions and actions.
This post is definitely for those who are willing to turn their lives around for the better, either financial-wise, relationship-wise or businesses.
Welcome to the Global KOS hacking agency where every request on hacking related issues are met within a short period of time.
If your shoe fits in any of the required services below, you will be assigned to a designated professional hacker who is systematically known for operating on a dark web V-link protocol.
The manual Operation of this hackers is to potentially deploy a distinguished hacking techniques to penetrating computers and various type of database system to meet your request.
Penetration of computing systems are achieved using core software tools like Ransomeware, SQL/Keylogger injection. botnet, trojan and DDOS attacks.
Providing value added services to clients as a hacker has been our sustaining goal.
Are you faced with cyber challenges like
��Recovery of lost funds:✅It saddens our mind when client expresses annoyance or dissatisfaction of unethical behaviours of scammers. We have striven to make tenacious efforts to help those who are victims of this flees get off their traumatic feeling of loss. The cyber security technique used to retrieving back the victims stolen funds is the application of a diverse intercall XX breacher software enables you track the data location of a scammer. Extracting every informations on the con database, every requested information required by the Global KOS would be used to tracking every transaction, time and location of the scammer using this systematic courier tracking base method.
�� Hacking into the mobile phone of a cheating spouse.✅ This type of hack helps you track every movement of your cheater as we are bent on helping you gain full remote access into the cheater's mobile phone using a Trojan breach cracking system to penetrate their social media platforms like Facebook, whatsapp, snapchat etc. This spy processing is used via an HDSI folder which synchronizes the target mobile operating system into a clone S-Drive unit.
��Credit Score Upgrade:✅Due to our transformed changes on Equifax tracking , upgrading of credit score are backed by our cyber tech breaching licence, This hacking process drastically generates you an undestructive higher credit score which correlates to a higher level of creditworthiness. The time frame for upgrading a credit score requires eighteen(18) hours
��️ BITCOIN GENERATOR:✅ (Higher job profile). This involves using the ANTPOOL Sysytem drifting a specialized hardware and software implementing tool in slot even-algorithms to incentivize more coins into your wallet which in turn generates more coins exponentially like a dream at specified intervals.
The company is large enough to provide comprehensive range of services such as.
• Email hacks��
• Hacking of websites.��
• Uber free payment hacks.��
• website hack.��
Our strength is based on the ability to help you fix cyber problems by bringing together active cyber hacking professionals in the GlobalkOS to work with.
Contact:
✉️Email: clarksoncoleman(at)gmail • com.
Theglobalkos(at)gmail •com.
©Global KOS™
2030.•√
Post a Comment