LIC Chairman Shri M R Kumar today launched two new unit-linked plans, LIC’s Nivesh Plus plan (UIN 512L317V01) and LIC’s SIIP (UIN 512L334V01)
LIC’s Nivesh Plus is a Single Premium, Non-Participating, Unit Linked, Individual Life Insurance plan which offers insurance cum investment during the term of the policy. The Proposer can choose the amount of Single Premium he/she desires to pay and has the flexibility to choose the Basic Sum Assured at the inception. The Sum Assured options are 1.25 times of the Single Premium or 10 times of the Single Premium. Guaranteed Additions as a percentage of Single Premium shall be added to the Unit fund on completion of specific duration of policy years The allocated premium and Guaranteed Additions will be utilized to purchase units as per the opted fund type. The Minimum premium is Rs 1,00,000/- with no Maximum limit.
LIC’s SIIP is a Regular Premium, Non-Participating, Unit Linked, Individual Life Insurance plan which offers insurance cum investment during the term of the policy. The Proposer can choose the amount of premium payable he/she desires to pay. Upon completion of specified duration of policy years, Guaranteed Additions as a percentage of Annualized Premium shall be added to the Unit Fund under an In-force policy. The allocated premium and Guaranteed Additions will be utilized to purchase units as per the opted fund type.The Basic sum assured offered for ages below 55 years is 10 times annualised premium and for ages 55 years and above it is 7 times annualized premium. The Minimum premium payable is Rs 40000 (for yearly mode) with no maximum premium limit.
On Maturity an amount equal to the Unit Fund Value is payable and partial withdrawals after fifth policy anniversary can be made subject to specific conditions, under both the plans.
In SIIP plan, in addition to maturity amount as mentioned above, total amount of mortality charges deducted will be refunded provided all due premiums under the policy have been paid.
Both the plans can be purchased Offline as well as Online. The plans are available for purchase from 2nd March,2020.
Dated at Mumbai on the 29th February , 2020
For further Information please contact: Executive Director (CC)
LIC of India, Central Office, Mumbai Email id : email@example.com
Visit us at www.licindia.in
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