IIFL Home Finance becomes India’s leading affordable housing finance company with AUM crossing ₹ 35,000 and PAT increasing by 32% YoY

Key Business and Financial Metrics 

• Home Loans contribute to 77.29 % of the Total AUM totalling to over ₹ 27,400 cr

• Average Ticket Size (ATS) for all loans stood at ₹ 14.26 lac. ATS for Home Loan is ₹ 15.28 lac.

• Disbursement Volume increased from ₹ 10,061 cr in FY23 to ₹12861 in FY24 witnessing 28% growth YoY

• Active Customer Base Increased from 202885 in FY23 to 281514 in FY24

• Over 80% of the home loan customers comprises of Women borrowers and co-borrowers as on March 31st, 2024

• Close to 400 branches in 17 states

• ROA stood at 4.4% in FY24 as compared to 3.9% in FY23

• Healthy ROE of 16.9% in FY24 with capital adequacy ratio of 42.7%

• Yield on AUM stood at 12.6% in FY24 as compared to11.8% in FY23

• NIMs further expanded to a healthy 7.3% in FY24 from 6.5% in FY23