Monday, September 5, 2022

Future Generali brings spotlight on ‘Everyday Wellness’….. …… Rewarding you for ‘Active Health Management’

~ Launches FG Health Absolute, a Comprehensive Health Insurance product ~

~ Product offers guidance, access to wellness platforms as also rewards, and loyalty programmes ~


September 05, 2022: Future Generali India Insurance Company Limited (FGII), one of India’s fastest growing, top 10 private general insurance company has launched a comprehensive health insurance product - FG Health Absolute. This latest health insurance offering is designed towards empowering customers to actively manage their health and leading a healthy lifestyle. 

FG Health Absolute comes with a host of wellness benefits provided as a part of the product - The policy helps customers to access value added services like tele counselling, webinars on mental and physical health, vouchers for wellness centres, fitness, sports and diagnostic centres and regular health check-ups to ensure a healthy and fit lifestyle. 

This product comes with a loyalty program that enables customers to encash their reward points for premium discounts, availing a variety of goods, memberships etc. in the renewal policy. Under its wellness programme, customers are encouraged to undertake stress and happiness checks, and health risk assessments, twice a year, in addition to annual expert wellness assessments and lifestyle disorder monitoring. Monthly tracking has been included towards monitoring fitness and healthy lifestyle of the customers, ensuring a comprehensive approach towards physical and mental wellbeing. 

Speaking alongside the launch of FG Health Absolute Anup Rau, Managing Director & CEO, Future Generali India Insurance says, “The pandemic has brought forth better appreciation for active health management, amongst individuals. While on one hand we are witnessing enhanced customer interest in health products and expect this segment to grow substantially, we are also sensing customer need for an all-encompassing health product, with enhanced features and maximized benefits”.


He further adds: “FG Health Absolute is a step in the direction of providing customers with a proposition that not only suits their ask for a comprehensive product but goes a step further by encouraging them to practice healthy habits, regularly, for a holistic health. This solution caters to almost all possible healthcare requirements, from wellness and value add services, which are the USPs of the product, to enhanced mother and child care as well as overseas treatments for specific illnesses. In keeping with our focus on being an ‘Inclusive’ insurer, with this product, we are also taking an important step by expanding the scope of ‘Family’ definition for our health indemnity products, to offer protection to members of the LGBTQIA+ community & members in a live-in relationship”. 


The FG Health Absolute cover, designed in line with the health insurance requirements of India’s diverse populace, is one of the best and most comprehensive healthcare policies available today. In addition to the coverage against a host of healthcare requirements, including maternity and new-born expenses, infertility treatment, overseas treatment, OPD focus on mental and physical health, vaccination cover for children up to 12 years of age, and home healthcare, among others, FG Health Absolute offers a girl child benefit where maternity Sum Insured is increased by additional amount of INR 10,000 on the birth of a girl child. 


The salient features of Future Generali’s new policy include coverage for the new born baby under its mother’s policy, until the expiry of the cover, enhanced vaccination coverage for new-borns, a reinstatement of comprehensive mental illness benefits under OPD cover, enhanced cover for Lasik and Cataract treatments, as well as the host of value added services and wellness rewards programmes.


The policy, which is available across online and offline channels, features eleven sum insured options for customers, ranging from Rs. 3 lakhs to 100 lakhs and offers protection to a maximum of 15 family members. There is no upper age limit for customers, ensuring access to optimal healthcare at all stages of the individual’s life.

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About Future Generali India Insurance Company Limited

Future Generali India Insurance Company Limited is a joint venture between Future Group – the game changers in Retail Trade in India and Generali – a 190 year old global insurance featuring in the world’s 75 largest companies*. The Company was incorporated in October 2006 and received the IRDAI license in September 2007 with the objective of providing retail, commercial, personal, and rural insurance solutions to individuals and corporates to help them manage and mitigate risks.

Future Generali India has been aptly benefitting from the global Insurance expertise in diverse classes of products of Generali Group and the Indian retail game-changer Future Group. Having firmly established its credentials in this segment and effectively leveraging on the skill set of both its JV partners, Future Generali India has evolved to become a Total Insurance Solutions Company.

*As per Fortune Global 500 Ranking (2022)

*Future Generali India Insurance is certified ‘Great Place to Work’ (December2021-November 2022) 

About Generali Group

Generali is one of the largest global insurance and asset management providers. Established in 1831, it is present in 50 countries in the world, with a total premium income of € 75.8 billion in 2021. With more than 75,000 employees serving 67 million customers, the Group has a leading position in Europe and a growing presence in Asia and Latin America. At the heart of Generali’s strategy is its Lifetime Partner commitment to customers, achieved through innovative and personalised solutions, best-in-class customer experience and its digitalised global distribution capabilities. The Group has fully embedded sustainability into all strategic choices, with the aim to create value for all stakeholders while building a fairer and more resilient society.

Future Generali India Insurance Company Limited (IRDAI Regn. No. 132), (CIN: U66030MH2006PLC165287)| Regd. and Corp. Office: Unit No. 801 and 802, 8th floor, Tower C, Embassy 247 Park, L. B. S. Marg, Vikhroli (W) Mumbai- 400083| Website:| Email:| Call us at: 1800-220-233 / 1860-500-3333 / 022-67837800| Fax No: 022 4097 6900| FG Health Absolute|UIN: FGIHLIP23059V012223

For detailed information on risk factors, terms and conditions, etc., please refer to the product brochure and policy wordings, consult your advisor or visit our website before concluding a sale. Health Products are eligible for deduction under section 80D of the Income Tax Act. Tax benefits are subject to change due to change in tax laws. Trade Logo displayed above belongs to M/S Assicurazioni Generali - Societa Per Azioni and used by Future Generali India Insurance Co. Ltd. under license.|ARN: FG-NL/PD/MKTG/ENG/HEALTHABSOLUTEKOLPRESSRELS01SEP22-01PR

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