2
Rs in Crores Mar 20 Dec 20 Mar 21 YoY% QoQ%
Balance Sheet
Global Advances 666117 651973 653684 -1.87 0.26
Domestic Advances 645421 635225 637672 -1.20 0.39
W/w Retail 113520 120386 125427 10.49 4.19
Agriculture 107358 115373 120124 11.89 4.12
MSME 118440 125504 122274 3.24 -2.57
RAM advances 339318 361263 367825 8.40 1.82
Domestic advances including CP
& Corp bonds 664106 668076 671635 1.13 0.53
Deposits 868632 882423 923805 6.35 4.69
CASA 296598 312213 335592 13.15 7.49
Term Deposits 572035 570210 588213 2.83 3.16
CASA Ratio (%) 34.15 35.38 36.33 218 bps 95 bps
GNPA 97193 87968 89788 -7.62 2.07
NNPA 31325 19063 27281 -12.91 43.11
Ratios (%) Q4FY20 Q3FY21 Q4FY21 YoY
bps
QoQ
bps
FY20 FY21 YoY
bps
Asset Quality
GNPA 14.59 13.49 13.74 -85 25 14.59 13.74 -85
NNPA 5.22 3.27 4.62 -60 135 5.22 4.62 -60
PCR 78.21 86.18 81.27 306 -491 78.21 81.27 306
TPCR 67.79 78.33 69.62 183 -871 67.79 69.62 183
Credit Cost 5.19 1.86 2.89 -230 103 3.15 2.13 -102
Capital Ratios
CET-1 ratio 8.60* 9.22 9.07 47 -15 8.60 9.07 47
Tier-1 ratio 9.74* 10.47 10.35 61 -12 9.74 10.35 61
CRAR 12.01* 12.98 12.56 55 -42 12.01* 12.56 55
*as on 01.04.2020
Network:
9312 Branches
12957 ATMs
8214 BC points
94 SARAL/SARAL Lite (MSME Loan Processing Centres)
129 ULPs (Retail Loan Processing Centres)
Financial inclusion schemes:
Financial inclusion aims to eliminate barriers and provide economically priced financial services
to the less accessible sections of the society through government-backed schemes like PMJJBY,
PMSBY, PMJDY and APY.
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY):
PMJJBY is a Government- backed insurance scheme; 3.71 lakh new enrollments were done by
Bank for the quarter ended March 31, 2021.
Pradhan Mantri Suraksha Bima Yojana (PMSBY):
PMSBY is Government- backed accidental insurance scheme; 6.69 lakh new enrollments were
done by Bank for the quarter ended March 31, 2021
Corporate Communications Division, Union Bank Bhavan, 239, VidhanBhavan Marg, Nariman Point, Mumbai – 400021.
3
Pradhan Mantri Jan Dhan Yojana (PMJDY):
2.17 crore accounts have been opened with account balance of Rs.6,465 crore as on March 31,
2021 as against 1.74 crore accounts with Rs.5,049 crore as on March 31, 2020.
Atal Pension Yojana (APY):
APY is a pension scheme, primarily targeted at the unorganized sector, 0.59lakh new
enrollments were done by Bank for the quarter ended March 31, 2021.
New schemes launched to tackle COVID-19:
In response to significant challenges of COVID 19, Bank has launched various flagship schemes
for business entities, retail customers, SHGs in order to ease out the stress/ tide over the
liquidity mismatch or for fulfilling the consumption needs.
COVID Emergency Line of Credit (CELC): Scheme for all existing Fund Based working capital
limit borrowers irrespective of sector.
No. of Loans Sanctioned – 1,13,880
Total amount Sanctioned – Rs.3,652 crore
Union COVID 19 Personal Loan Scheme (UCPLS): Scheme for all Govt/ non-Govt employees
drawing salary through our bank for last 12 months and existing retail borrowers.
No. of Loans Sanctioned – 80,536
Total amount Sanctioned - Rs.1,973 crore
Union SHG COVID Suvidha Loan (USCSL): Scheme for all existing SHGs with satisfactory
track record.
No. of Loans Sanctioned – 1,30,180
Total amount Sanctioned - Rs.696 crore
Union Guaranteed Emergency Credit Line (UGECL): A special scheme as per GOI guidelines
for sanctioning pre-approved limit of up to 20 per cent of loan outstanding as on 29th
February, 2020 to eligible borrowers, in the form of additional working capital term loan
facility to eligible Business Enterprises / MSME borrowers/ Individuals, including interested
PMMY borrowers.
No. of Loans Sanctioned (UGECL 1 & 2) – 3,72,660
Total amount Sanctioned (UGECL 1 & 2)– Rs.9,681 crore
[Note: Amalgamation of Andhra Bank and Corporation Bank came into effect on April 01, 2020;
accordingly the combined financials as on March 31, 2020 has been arrived at by aggregating
audited/reviewed numbers of three banks]
No comments:
Post a Comment